Rules and Regulations

WHAT WOULD YOU DO WITH $1000 (the “Contest”)

Official Rules and Regulations (the “Rules”)

1. CONTEST PERIOD

This Contest is sponsored and operated solely by InRoads Insurance Brokers Inc. (referred to herein as “Sponsor”).  The Contest begins at 12:00:01 Eastern Time (“ET”) on August 22nd , 2016 and ends at 11:59:59 PM ET on November 18th 2016 (the “Contest Period”).

2. ELIGIBILITY

To be eligible for this Contest, an individual must:

(“Eligible Person”)

THE CONTEST IS VOID WHERE PROHIBITED BY LAW, RULE OR REGULATION.

Employees, officers and directors of the Sponsor and their respective affiliates, subsidiaries, advertising, promotional, fulfillment and marketing agencies, and all of their immediate families (i.e. parent, child, sibling or spouse) and persons living in the same households as these individuals (whether related or not) are not eligible to participate in the Contest.

3. HOW TO ENTER

NO PURCHASE NECESSARY TO ENTER OR WIN.

3.1 – Online

An Eligible Person, may enter the contest by submitting a “REQUEST FOR QUOTE” online at http://inroadsinsurance.com/?page_id=115 . If an existing client is referenced in the “EMAIL ADDRESS OF REFERRAL” section on http://inroadsinsurance.com/?page_id=115 that person will also receive a ballot. Only forms with all required fields duly completed and received by October 17, 2014 at 11:59 PM ET will be accepted and entered in the Contest, if eligible.

3.2 – By mail

To enter by mail, please print your first and last name, complete mailing address including postal code, telephone number with area code, date of birth and email address on a 3″ x 5″ card.  Only submissions written in blue or black ink will be accepted. Mail your card in an envelope to:

InRoads Insurance Brokers Inc.

Attention – Referral Contest

450 Bronte St. South Unit 113

Milton, Ontario, L9T 8T2

Entries must be post marked no later than November 18th 2016 and received no later than November 30th , 2016.

No responsibility or liability is assumed for lost, late, incomplete, stolen, misaddressed, misdirected, illegible or postage due entries or mail. Further, and for greater certainty, entry forms that are improperly addressed, illegible or which do not precisely conform to the prescribed requirements will be considered invalid and void.

One mail-in entry per person is allowed.

4. PRIZING AND HOW TO WIN

4.1 TOP PRIZES

The top prize consists of one (1) Visa gift card valued at $1000 (referred to hereinafter as the “Top Prize”).

The Top Prize draw will take place on November 30thth 2016 at 450 Bronte St. South Unit 113 Milton Ontario L9T 8T2.

5. HOW TO EARN BALLOTS

An Eligible Person, may earn a ballot by submitting a “REQUEST FOR QUOTE” online at http://inroadsinsurance.com/?page_id=115 . If an existing client is referenced in the “EMAIL ADDRESS OF REFERRAL” section on http://inroadsinsurance.com/?page_id=115 that person will also receive a ballot. Only forms with all required fields duly completed and received by October 17, 2014 at 11:59 PM ET will be accepted and entered in the Contest, if eligible.

6. RELEASES AND DISCLAMER

Contest Release

By entering the Contest, participants agree to release, discharge and hold harmless Sponsor and its affiliates, subsidiaries, agencies and their respective officers, directors, employees and agents, from any and all damages whether direct or indirect, which may be due to or arise out of participation in the Contest or any portion thereof, or the acceptance, use/misuse or possession of Prizes. By participating, participants agree to be bound by these Rules, including all eligibility requirements, and to the decisions of Sponsor whose decisions are final and binding in all respects. Failure to comply with these Rules may result in disqualification from the Contest.

All federal, provincial and local laws and regulations apply. No responsibility or liability is assumed for any computer, telephone, cable, network, satellite, electronic or hardware or software malfunctions, failures, connections, traffic congestion, labour unrest, or unauthorized human intervention, or the incorrect or inaccurate capture of entry or other information, or the failure to capture any such information.

Prize Release

If a participant wins a Prize and accepts the Prize, such acceptance shall mean full satisfaction of the entitlement as a participant and winner in the Contest and the participant fully discharges and forever releases Sponsor and their respective divisions, subsidiaries, affiliated and related companies and associates, direct or indirect, advertising and promotional agencies, any provincial authorities and all of their respective agents, partners, employees, representatives, shareholders, officers, directors, successors and assigns (collectively, the “Releasees”), of and from any and all claims, demands, losses, damages, actions or causes of action whatsoever, whether known or unknown, whether at law or in equity which they or their heirs, executors, administrators, successors or assigns may now or hereafter have against any of the Releasees in connection with the Prizes.

The participant also acknowledges, without limiting the generality of the foregoing, that the Releasees will not be responsible for any injury, accident, or any other loss, damage or expense in connection with  the Prizes including, without limitation, in respect of any medical care or treatment that the Releasees, or any person authorized by any of them, may administer to me in the event of injury or illness in connection with the Prizes. The participant also acknowledges that none of the Releasees has offered any warranty or guarantee respecting the Prizes and that the participant will direct any claims he or she may have relating to the Prizes exclusively to the supplier, manufacturer or originator, as the case may be, of the Prizes.

Further, the participant assumes all responsibility and liability for any loss, injury or damage to any persons or property, which results from the participant’s actions or omissions, whether negligent or otherwise, in connection with the Prizes.

Acceptance of the Prize shall be considered consent to the Sponsor to use, without further compensation to the participant, name, city of residence, voice, statements and any photograph, film rendering or tape recording of the participant, by or on behalf of Sponsor in connection with the Contest in any form of publication or display including, without limitation, newspapers and other publications, radio and television broadcasts, film releases and interactive media worldwide.

7. HOW TO CLAIM A PRIZE

Selected entrants will be contacted by telephone or e-mail. If the selected entrant cannot be contacted or does not respond after a minimum of three (3) attempts within seven (7) calendar days of the first attempt at contact, the selected entrant will forfeit the Prize and another entrant will be selected in the manner described above. When a participant is contacted such person shall have to answer correctly, and without assistance of any kind, a mathematical skill-testing question administered by the Sponsor staff during a pre-arranged, mutually convenient telephone call. All decisions of Sponsor are final and binding.

Before being awarded a Prize, the selected entrant will be required to sign a declaration and release form stating that he/she has read, understood and complied with these Rules, accepts the Prize as offered with terms and conditions as included by Sponsor and releases Sponsor and its affiliates, subsidiaries, agencies and the respective officers, directors, employees and agents thereof from any and all liability of any kind arising out of the selected entrant’s participation in this Contest and receipt and use of the Prize as awarded. If the selected entrant does not respond in the prescribed time, fails to claim the Prize, fails to return the signed declaration and release as required or is otherwise ineligible, the Prize may be forfeited and an alternate entrant will be selected in the manner described above. Sponsor reserves the right to post or publish the winner’s name, city, or province of residence, photograph, likeness, voice or other statements on the Sponsor website for advertising and promotional purposes, where lawful, without further compensation to the winner.

8. ODDS OF WINNING

Odds of winning depend on the number of eligible entries received.

9. LIMITATION OF LIABILITY

Sponsor will not be responsible for mail, telephone, technical, network, online, electronic, computer hardware or software interruptions or failures of any kind, misdirected, stolen, incomplete, incomprehensible or delayed Internet/e-mail computer transmissions on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to a participant’s or any other person’s computer relating to or resulting from participation or downloading any materials in this Contest.

Sponsor extends absolutely no representations or warranties in respect of any Prizes and accepts no liability arising in respect of such Prizes or in the use thereof.

If for any reason in the opinion of Sponsor, in its sole discretion, the Contest is not capable of running as planned or if the administration, security, fairness, integrity, or proper conduct of the Contest is corrupted or adversely affected, including without limitation by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes, Sponsor reserves the right to cancel, terminate, modify or suspend the Contest, including without limitation the cancellation of any method of entry or the extension or modification of the Contest start and end dates. In such circumstances, Sponsor reserves the right to randomly select a winner from previously received valid entries.

10. TAX INFORMATION

All federal, provincial, local, and other taxes on the Prizes, if any, are the sole responsibility of the winner.

11. LEGAL WARNING

Any attempt by any individual, whether or not a participant, to damage, destroy, tamper or vandalize the Sponsor website, or otherwise interfere with the operation of this Contest, is a violation of criminal and civil law and Sponsor reserves the right to seek damages and diligently pursue all remedies in this regard against any offending individual or entity to the fullest extent permissible by law.

12. GENERAL INFORMATION

This Contest is conducted in English (which will be given its everyday ordinary meaning), and any and all disputes will be resolved in the appropriate courts of the Province of Ontario, Canada exclusively, and subject to the laws of Ontario without regard to its conflict of laws principles.

13. LAWS

These are official Contest Rules. This Contest is subject to federal, provincial and municipal laws and regulations. These Rules are subject to change without notice in order to comply with any applicable federal, provincial and municipal laws or the policy of any other entity having jurisdiction over the Sponsor.

14. TERMINATION

Sponsor reserves the right to cancel, terminate, modify or suspend the Contest at any time and for any reason without prior notice.

15. WINNERS LIST

To receive the name of the winners in this Contest, please send your request, along with a self-addressed stamped envelope to:

16. OFFICIAL RULES AND REGULATIONS

To receive a printed copy of the Official Rules and Regulations of this specific Contest, please send your request, along with a self-addressed stamped envelope to:

InRoads Insurance Brokers Inc.

Attention – Referral Contest

450 Bronte St. South Unit 113

Milton, Ontario, L9T 8T2